Title Page
Abstract
Course Outlay
South Carolina Department of Insurance
Introduction to Chapter 1
Lesson 1.1 (A) License Qualifications
Lesson 1.1 (B) Types of Licenses
Producer (Resident) License
Non-Resident Producer License
Temporary Producer
Broker License
Lesson 1.1 (C) Maintenance and Duration
Reinstatement of License
Reporting of Actions
Continuing Education Requirements
Change of Address
Assumed Names
Lesson 1.1 (D) Disciplinary Actions
Cease and Desist Orders
Hearings
Penalties
Quiz Chapter 1.1: Insurance Regulation (Licensing)
Lesson 1.2 (A) Directors General Duties and Powers
Lesson 1.2 (B) Company Regulation
Certificate of Authority
Solvency
Rates
Policy Forms
Unfair Claims Settlement Practices
Examination of Books and Records
Appointment
Termination of Appointment
Lesson 1.2 (C) Producer Regulation
Blank Forms
Sharing Commissions
Representing an Unauthorized Insurer
Lesson 1.2 (D) Unfair and Prohibited Practices
Misrepresentation
False Advertising
Defamation
Boycott, Coercion, and Intimidation
False Financial Statements
Unfair Discrimination
Rebating
Twisting
Free Insurance
Prohibited Inducements
Lesson 1.2 (E) Insurance Fraud Act
Lesson 1.2 (F) Consumer Information Privacy
Lesson 1.2 (G) Fair Credit reporting Act
Lesson 1.2 (H) Fraud and False Statements
Quiz Chapter 1.2: Insurance Regulation
Lesson 2.1 (A) Risk Management Key Terms
Lesson 2.1 (B) Methods of Handling Risk
Lesson 2.1 (C) Elements of Insurable Risk
Lesson 2.2 (B) Private vs. Government Insurers
Lesson 2.2 (C) Authorized vs. Unauthorized Insurers
Lesson 2.2 (D) Domestic, Foreign, and Alien Insurers
Lesson 2.2 (E) Marketing (Distribution) Systems
Lesson 2.3 (A) Insurer as Principal
Lesson 2.3 (B) Producer/Insurer Relationship
Lesson 2.3 (C) Authority and Power of Producers
Express Authority
Implied Authority
Implied Authority Video
Apparent Authority
Apparent Authority Video
Lesson 2.3 (D) Responsibilities to the Insured
Lesson 2.4 Elements of a Legal Contract
Offer and Acceptance
Consideration
Competent Parties
Legal Purpose
Lesson 2.4 (B) Distinct Characteristics of an Insurance Contract
Contract of Adhesion
Aleatory Contract
Personal Contract
Unilateral Contract
Conditional Contract
Ambiguities in a Contract of Adhesion
Reasonable Expectations
Indemnity
Utmost Good Faith
Representations/Misrepresentations
Warranties
Concealment
Fraud
Waiver and Estopppel
Quiz Chapter 2 : General insurance
Lesson 3.1 Nature of Surety Bonds
Lesson 3.1 (A) Surety Bonds vs. Insurance
What is a Surety Bond?
Lesson 3.1 (B) Parties to a Surety Bond
Principal
Surety
Obligee
Obligor
Lesson 3.2 Types of Surety Bonds
Lesson 3.2 (A) Contract Bonds
Bid Bond
Performance Bond
Payment Bond
Maintenance Bond
Lesson 3.2 (B) Purpose of License and Permit Bonds
Types of License and Permit Bonds
Lesson 3.2 (C) Public Official Bond
Public Official: Statutory, Common Law, Voluntary
Individual, Name Schedule, and Position Schedule Bond
Lesson 3.2 (D) Judicial Bonds
Attachment Bond & Release Attachment Bond
Garnishment Bond
Replevin and Counter Replevin Bonds
Stay of Execution Bond
Bail Bond
Appeal bond
Cost Bond
Injunction and Dissolve Injunction Bonds
Discharge Mechanics Lean Bond
Lesson 3.2 (E) Fiduciary Bonds
Lesson 3.2 (F) Miscellaneous Bonds
Quiz Chapter 3: Surety Bonds
Lesson 4.1 Nature of Fidelity Bonds
Lesson 4.1 (A) Insuring Agreement
Lesson 4.1 (B) Discovery vs. Loss Sustained Coverage
Lesson 4.1 (C) Bond Period
Lesson 4.1 (D) Discovery Period
Lesson 4.1 (E) Limit of liability
Lesson 4.1 (F) Termination of Coverage
Lesson 4.2 Employee Theft Coverage
Lesson 4.2 (A) Individual Bond
Lesson 4.2 (B) Blanket Bond
Lesson 4.2 (C) Schedule bonds (Name and Position)
Lesson 4.2 (D) Pension Plan, ERISA Compliance
Lesson 4.3 (A) Public Employee Dishonesty Bond
Quiz Chapter 4: Fidelity Bonds
